How We Work

Morfitt & Turnbull (Management Services) Limited are financial advisers not tied to any one insurance company or investment house and represent over 100 financial institutions. Any enquiry will be dealt with by competent and qualified persons.

We can either charge a fee (for pension and investment business) or earn commission (protection products only) but we will discuss this openly and establish which route suits you. We will happily visit a client irrespective of geographical location, at no cost to the client and undertake a report should the client wish us to do so. We do not feel that geography is a great hindrance to our clients, as we have many clients in the South of England, for example.

With the advent of technology over the past 20 or so years, more and more clients are dealing with their financial affairs via the telephone, the internet and e-mail without the requirement of further face to face meetings. When portfolio changes are required clients usually discuss their requirements over the ‘phone and subsequently, if answers are not readily available, a meeting is arranged. We foresee this situation expanding over the forthcoming years with the improvement of communication technology.

Due to the continuing expansion of our offering, in 2020 M&T returned to Discretionary Management with four risk graded funds, details of which can be found under “M&T Portfolios”.